Teaching an Online Course: The Professional, Stree-Free Approach

The Advantages of Learning Online…

Who hasn’t received email about online learning and thought how wonderful it would be to “attend” lectures, take exams, and interact with instructors and classmates through chat rooms, without driving to some campus? How convenient: work at your own pace from the convenience of your home or office. Most online courses have been degree programs in fields that lend themselves to this approach, like business, technology, health, and law.

How many more people want simply to enrich their lives by delving into something interesting or practical on an ongoing basis? That has been a service community colleges supply, hiring many people with specialized knowledge and experience in a wide variety of fields that appeal to enough citizens to make it worth listing in the catalog.

What About the Advantages of Teaching Online?

When you stop to think about it, most adults accumulate enough knowledge and experience to have something worth sharing with others. Most of them truly love their special field and believe they have a unique slant on it. Only a few, however, apply to teach at their community college and those who are accepted get to share their expertise and passion with only a few dozen people at most per semester. Many knowledgeable and passionate people are intimidated at the thought of designing a course – writing up descriptions, syllabi, outlines, and lecture notes without professional guidance or assistance. Of those who get this far, how many freeze at the thought of standing up in front of a classroom and talking in public?

If this describes you, there is great news. You can now teach what you know and love while “hiding” behind the Internet. Even better, you can get talented professionals to help you create and develop a truly excellent course with all the trimmings. You can get access to tools that let you enroll hundreds of students at once and still manage to encourage them to complete their assignments, pass quizzes, and participate in online discussion groups.

UniversalClass.com – Where Learning and Teaching Come Together…

One such online service is UniversalClass.com. It offers a “Virtual Classroom” in cyberspace. You set up an account quickly and easily, and then concentrate on typing in or uploading specific content for your course through a “wizard,” an automated program that prompts for necessary information and offers hints. Make no mistake, it takes planning and effort on your part, But you are guided through the whole process. Once you’re satisfied with your draft, UniversalClass.com professionals critique it and tell you how to improve it. Once the Course Review Committee approves your course, it is made available online to potentially thousands of learners, who pay whatever course fees you stipulate. You receive sixty percent of these fees. And you’ve paid nothing to set up the course. As you “teach” the class repeatedly, feedback from students and your own evolving insights can be edited in and your course grows in excellence.

What Can I Teach?

It’s time to brainstorm. Start a notebook of ideas. You don’t have to be a “guru” or expert for people at some level to benefit from your insight. Four to six years work or field experience after finishing school may suffice to build a practical course around. Help people learn the “inner workings” of something you do every day effortlessly. Help them avoid trial and error. If you are a skilled craftsperson or hobbyist, you have the makings of a first-rate course. Remember, the Internet lets you incorporate artwork, music, and even movie clips – without you having to know any programming.

What do you enjoy talking, reading, and learning about most? What do you enjoy doing the most? What do you find yourself talking about most with family and friends? What do people most ask your help with? What good and bad life experiences have you been through? How did you cope? What are the biggest problems on the job and how would you fix them? What do you find yourself saying, “I could do that better” about? Or, “If only they’d try such-and-such.” Start here.

People want courses in things like:

  • accounting
  • bookkeeping
  • marketing
  • financing
  • office skills
  • telemarketing
  • entrepreneurship
  • New Age
  • self-improvement
  • holistic healing
  • Yoga
  • fitness
  • birthing
  • dreams
  • self-hypnosis
  • meditation
  • quitting smoking
  • computers at every level of expertise and every specialty
  • cooking (all forms)
  • the visual arts – how to and academic views
  • decorating
  • landscaping
  • genealogy
  • reading music
  • playing instruments
  • the languages of the world
  • law
  • criminology
  • taxation
  • parenting
  • grand-parenting
  • caring for elderly parents
  • caring for pets
  • real estate
  • religion
  • social work…

With a little imagination, your list of ideas can grow to unbelievable heights…

7 Mistakes You Must Avoid When Starting a Home Based Online Business

Deciding to start your own home based online business could be one of the most profitable decisions that you ever make. You can leverage technology in a way that can allow you to control more time to take pleasure in the things you formerly didn’t have time for, because you were at the J-O-B trading your time for dollars. When you have, a home based online business you gain independence. You start and stop working whenever you want. You call the shots, you are your own boss.

Sounds pretty nice, however this can be a blessing and a curse. You see, the majority of people have been conditioned through the repetition of working day in and day out to trade their time for money (which is a terrible way to earn money) and when you are working a home based business you are earning money based on the service you provide, or the results of others, if you really understand leverage.

Many people new to the online world tend to accept as true that having a successful online business is easy and it is not. When you find out the major concepts, you’ll comprehend that it’s simple, but not easy. There’s a big difference between the two. Deciding to begin a home based online business can earn you more money than you ever imagined possible, however on the flip side it can also put you in the poor house if you’re not careful. There are people who have gone from nothing to earning millions in a short time with their online business, I know some who have earned nothing, and the difference between the two is often as fine as a razors edge.

When I first came online, I was on the wrong side of that razors edge and I’d like to share some mistakes that I and others have made when beginning a home based online business. Blunders you need to avert at all costs.

1. Quitting Your Job too Soon

This is a huge underestimate that far to many aspiring entrepreneurs make and one I made myself. When you initiate researching how to earn money online you open the access to a whole other world and it’s awfully easy to get dragged into the excitement and misleading promises that are out there. It reminds me of driving into Vegas, all the lights and the glitter, the hope to get rich quick. It doesn’t happen and many people online fall into this “hype trap.” They influence themselves that they can exchange their income in 30 days or less and they decide to fire their boss. Now, I’m not saying that it’s not possible to exchange ones income in that time, don’t get me wrong I trust we all have infinite potential and the being that can accomplish something like that has to honestly believe it. They have to trust it in every cell of their being and their state of mind must be belief and not mere hope or wish. A great teacher of mine gave some advice on this. He said before you quit your job, make sure your needs are met for at leat six months. This way you can focus on building your business and providing service. You can’t focus clearly on prosperity if you’re worrying about paying the mortgage or rent, or if you’ll have food. When worry comes in doubt and fear are not far behind and they are a cancer.

2. Buying Programs that Offer Overnight Riches

It is possible to earn money fast online, however if your new online you will more often loose. Every time I hear about someone having extreme results there is usually a skill that they posses or some other factor that is present. Other seeds were sown long before the results came. Follow your intuition; if it sounds too good to be true it usually is.

3. Trying to Rush Results

You see this when someone doesn’t know the process correctly. When you rush you use force and forcing doesn’t work. You can’t force a tree to grow, you just let it happen, and the same holds true here. Focus on regular income producing action-orientated activities and results will follow.

4. Buying Expensive Programs

When you are just starting your home based online business you don’t need to purchase the big marketing programs that cost $500 to $2,000 and even more. Don’t get me wron, many of these programs are great, but to someone new online they are confusing and unnecessary. Buying a big expensive course is like building a house starting with the roof. You must have the basics down before you start messing around with the superior techniques. Master the basics and move on from that.

5. Failing to Learn and Implement the Basics of Online Marketing

This one is HUGE. To have a strong home based online business you have to have a strong foundation. You wouldn’t decide to fabricate a house and commence with the roof, would you? No, you’d begin with the foundation because once you have a good well-built foundation everything goes up after that quite fast. The basic skills for your foundation are to create content, attract leads, build a list, provide value, build relationships, help solve problems, and earn money. Sounds like a lot and there are tools to help automate this as much as possible.

6. Trying to Many Strategies at Once (Focus on ONE thing until mastered)

Someone who bounces from idea to idea is usually lacking purpose. Get clear on WHY you are building a home based online business and this is deeper than making more money. Is it to spend more time with family, is it to be able to help others, what ever it is get clear on it and you’ll become more focused. Don’t get in the habit of jumping from one thing to another, “trying” a program or strategy and after a week deciding to find something bigger and better. Decide on one method, master it, get it producing revenue and then add another until it’s mastered. This is a marathon not a sprint.

7. Failing to Find a Mentor or Mastermind

In the best seller Think and Grow Rich, Napoleon Hill devoted an entire chapter to the Mastermind principal. This is vital, no one ever became successful by themselves, there was always a team a support group, someone to bounce ideas with, a mastermind. Network with leaders, read blogs find groups online with people who are having the results you desire. Your success is going to be determined by a large extent by the company that you keep, so make sure it’s good company.

Deciding to start a home based online business can be the most profitable and rewarding decisions you could ever make. Just avoid the mistakes I’ve outlined to save frustration, head aches and money. My advice to stay persistent, understand that you’re going to fail, but that doesn’t mean you’re a failure it just means you produced an unwanted result. See your failures as feedback that will let you to correct, tweak, and move on. Good luck.

The Perfect Storm – The Rise and Fall of the United States Housing Market

As we approach the end of 2009 and look ahead to the coming year, we continue to keep our eyes fixated on the optimistic horizon of our financial futures hoping to dissipate the recent memories of the turbulent past. These traumatic recollections are primarily associated with the collapse of the U.S. housing market which triggered the current economic recession that our country is still desperately trying to dig itself out of. This hurricane of eroding property values started to come onto U.S. shores in the beginning of 2008 and continues to wreak havoc into this present day. Now as we look back in time today, it is almost impossible to not know someone who has not been adversely affected by the housing market meltdown in the United States.

A financial storm of this magnitude did not form overnight. There were many years of reckless spending, poor financial planning, and irresponsible lending that synergistically blended together to create this potent financial catastrophe. To simplify things however, the crux of the blame can be cast upon three equally contributing parties: greedy lenders and naive buyers. These two factors combined with a lack of financial oversight by the federal government and affiliated regulating agencies formed into what could best be described as the “perfect storm” scenario.

The initial events that set into motion the collapse of the domestic housing market began immediately following the tragic events of September 11, 2001. Just one year prior, the federal funds interest rate which establishes the baseline for lenders borrowing from one another was 6.50%. The terrorist attacks on 9/11 prompted the Federal Reserve to start slashing interest rates in fearful speculation that awful financial repercussions would quickly devastate the economy.

As the federal funds rate continued to be reduced down to 1.0% over the next two years, this provided a catalyst to home builders and developers as they increased land purchases and started massive residential and commercial housing projects. During this same time that interest rates were being reduced to historic lows, members of congress were coercing the executives overseeing the giant lending institutions such as Freddie Mac, Fannie Mae, and many others to extend their lending policies beyond their normal credit worthiness limits so that consumers who would not normally qualify for a mortgage could achieve the American dream of home ownership. To appease these new found congressional pressures, lenders soon devised up new hybrid and exotic mortgage financing schemes. These new financing options featured adjustable rate mortgages with no money down requirements, and loans that financed home loans for up to 125% of their appraised worth with the naive thought process that property values would continue to increase indefinitely into the foreseeable future.

All of these converging forces united together to form the “perfect storm” that struck the U.S. housing industry with full force beginning in 2008. Soon many of those buyers who were enticed by the attractive financing options ended up as disheveled victims similar to those homeless survivors displaced after a tragic hurricane strikes. Those teaser mortgage rates which persuaded millions of home buyers and builders to spend beyond their means would soon skyrocket upwards as the Federal Reserve began to understand what was taking place and would try to counteract the financial chaos with series of organized interest rate increases. By this time however, it was too late to escape the impending doom.

This devastating combination of greedy lenders, naive buyers, and federal regulating agency members asleep at the switch undermined the very foundation of all of the housing growth that had been constructed over the previous years. In the wake of this storm’s aftermath were especially hard hit areas such as parts of California, Florida, Nevada, and Arizona where overbuilt communities and speculation reached extreme levels.This grossly unbalanced financial leveraging scenario between the buyer with little to no equity down and the fully financed lender couldn’t last forever and it didn’t. Buyers soon wanted no part of rapidly depreciating neighborhoods and sellers flooded the market but no one would come to their rescue and many of them were forced to go belly up into foreclosures or short sales if they were so fortunate.

The rest as they say is history. A recent Zillow study of Floridian residents showed homeowners who purchased their home in the last two years ran a 77% chance of their mortgage being upside down. This is only a small fraction of the devastation that has been cast across the country. Let’s hope the worst is over.

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